RealtyTrac released their May 2009 foreclosure data last week and Oregon ranks 12th in the nation for per household foreclosures.
There were 78 notice of defaults last month, down 93% from the same month the year before. The bank files a notice of default when a mortgage payment is late and attempts to reconcile the issue out of court have failed.
If the homeowner doesn’t pay the default balance within 90 days then the bank records a notice of trustee sale with the county and schedules a trustee's sale. There were 2,276 notices of trustee sales last month, up 456% from the same month the year before.
Monday, June 15, 2009
RealtyTrac ranks Oregon 12th for foreclosures
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Jess
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